OpinionSaving Money For A Cruise - 52 Week Challenge

Saving Money For A Cruise – 52 Week Challenge

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If you have been trying to save money for your next cruise/vacation but are having a hard time getting started, here is an easy way to save money that starts with just a $1.

This $1 52 week challenge is geared towards those who have a hard time saving money.  The first week, you will put just $1 into savings.  Each week, you increase the amount that you put into savings by $1.  By the end of the 52 week period, you will have nearly $1,400 saved up for a cruise or vacation.

While this method of savings is not for everyone, it works well for those who have a hard time sticking to a budget.  The success of this plan relies on the simplicity of it and how it starts at a very low amount.  The amount you save gradually grows, making it easier for you not to “miss” the money that you put away.

If you are thinking about trying this savings plan and not quite sure if it will work for you, ask yourself one simple question.  “Can I find 1 extra dollar each week that I can put into savings?”

Cruise Fever would love to hear if you are going to try this 52 week challenge to save money. We would also love to hear if you have a different way of saving money that works for you.  Leave a comment in the section below and tell us about it.

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Ben Souza
Ben Souza
Ben is a world traveler who has visited 40+ countries, taken over 70 cruises. He is one of USA TODAY's experts for their 10Best Readers' Choice Awards. His writings have appeared and been cited in various media outlets such as Yahoo News, MSN, NPR, CNN, Fox, and ABC News. Ben currently resides in Cincinnati, Ohio. Follow Ben on Instagram. Visit Ben Souza on Linkedin. You may email Ben at [email protected].
OpinionSaving Money For A Cruise - 52 Week Challenge


  1. Going on week #8. And I’m adding $5, $10 or even $20 per week, Just to have a little extra $$$ at the end of the 52 weeks.

  2. I have done your challenge successfully for the past 5 years! Each trip a separate envelope with the chart enclosed so i can track the weeks and watch my progress.
    2017 has four trips planned…. three cruises and one land. Leaving Friday for 12 days and my envelope is full?
    So happy i found your challenge and achieving success is the best!!!
    Thank you Cruise Fever!?⚓️

  3. I’ve already scheduled a cruise for April (YAY!), but, my savings method, which l’ve been doing since 2008, was to increase my withholdings by $20 for state taxes and $10 for federal. When it’s time to file taxes, my combined returns average between $1200-$2000+. I immediately transfer it into my savings to reduce the temptation to spend it. Meanwhile, during the year, I also have weekly transfers of X amount from my checking to my savings account when I receive my paychecks. Over the course of several years, it really added up. You’ll find you have money saved up to take care of cruises and even unexpected expenses. I’m a single filer so for families, you may only be able to afford a smaller increase. And one other side benefit of this method is I won’t owe any money since more is being taken during the year. Maybe this can help others.

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